:root {
  --insights-ink: #0b1930;
  --insights-navy: #003b50;
  --insights-navy-dark: #012c3d;
  --insights-aqua: #12bed1;
  --insights-teal: #08a9a4;
  --insights-orange: #f27400;
  --insights-copy: #4f6076;
  --insights-line: #dce3e7;
}

.insights-page {
  margin: 0;
  width: 100%;
  max-width: 100%;
  background: #fff;
  color: var(--insights-ink);
  font-family: "Inter", Arial, sans-serif;
  overflow-x: hidden;
}

.insights-page *, .insights-page *::before, .insights-page *::after { box-sizing: border-box; }
.insights-page h1, .insights-page h2, .insights-page h3, .insights-page p { margin-top: 0; }
.insights-shell { width: calc(100% - 104px); margin: 0 auto; }
.insights-hero {
  position: relative;
  min-height: 380px;
  display: flex;
  align-items: center;
  overflow: hidden;
  isolation: isolate;
  background:
    radial-gradient(circle at 88% 48%, rgba(4, 170, 203, .36), transparent 32%),
    linear-gradient(110deg, #012e41 0%, #003d52 58%, #006178 100%);
}
.insights-hero::before { content:""; position:absolute; inset:0; z-index:1; background:linear-gradient(90deg,rgba(1,38,52,.97) 0%,rgba(1,38,52,.82) 42%,rgba(1,38,52,.32) 72%,rgba(1,38,52,.16) 100%); pointer-events:none; }
.insights-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  opacity: .11;
  background-image: radial-gradient(rgba(255,255,255,.6) 1px, transparent 1px);
  background-size: 28px 28px;
  mask-image: linear-gradient(90deg, #000, transparent 62%);
}
.insights-hero-grid { position: relative; z-index: 2; min-height: 380px; display: grid; grid-template-columns: 1fr; align-items: center; }
.insights-hero-copy { position:relative; z-index:2; padding: 46px 0; }
.insights-eyebrow { font-size: 11px; line-height: 1.2; font-weight: 800; letter-spacing: 2.2px; text-transform: uppercase; }
.insights-eyebrow-light {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 24px;
  padding: 6px 14px;
  border: 1px solid rgba(14,165,233,.2);
  border-radius: 20px;
  background: rgba(14,165,233,.1);
  color: #38BDF8;
  font-weight: 700;
  letter-spacing: 1.8px;
}
.insights-eyebrow-light span { width: 7px; height: 7px; border-radius: 50%; background: #10B981; box-shadow: none; animation: pulse 2s infinite; }
.insights-hero h1 { max-width: 590px; margin-bottom: 18px; color: #fff; font-size: 52px; line-height: 1.08; letter-spacing: -2px; font-weight: 800; }
.insights-hero h1 em { color: #11c6db; font-style: normal; }
.insights-hero-copy > p { max-width: 585px; margin-bottom: 0; color: rgba(255,255,255,.86); font-size: 17px; line-height: 1.75; }
.insights-hero-art { position:absolute; z-index:0; inset:0 -2% 0 auto; width:76%; min-width:0; padding:0; display:flex; align-items:center; justify-content:center; overflow:hidden; box-sizing:border-box; opacity:.33; }
.insights-hero-art img { width:100%; height:118%; max-height:none; margin-top:0; object-fit:contain; object-position:right center; transform:none; filter:none; }

.topic-section { padding: 42px 0 32px; text-align: center; background: linear-gradient(90deg, #fff, #fbf9f7 50%, #fff); }
.insights-eyebrow-orange { color: var(--insights-orange); }
.topic-section h2 { margin: 9px 0 26px; font-size: 34px; line-height: 1.15; letter-spacing: -1px; }
.topic-grid { display: grid; grid-template-columns: repeat(8, minmax(0, 1fr)); gap: 12px; }
.topic-grid a {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 12px 8px;
  border: 1px solid #dde2e5;
  border-radius: 10px;
  background: #fff;
  box-shadow: 0 5px 16px rgba(26,47,63,.06);
  color: #1c3348;
  font-size: 13.5px;
  font-weight: 700;
  line-height: 1.32;
  text-decoration: none;
  transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease;
}
.topic-grid a:hover { transform: translateY(-2px); border-color: #11b7c2; box-shadow: 0 8px 20px rgba(26,47,63,.10); }

.articles-section {
  position: relative;
  padding: 40px 0 46px;
  color: #fff;
  background:
    radial-gradient(circle at 76% 15%, rgba(12,173,190,.22), transparent 22%),
    linear-gradient(135deg, #003d50, #002f40 72%);
}
.articles-section::after {
  content: "";
  position: absolute;
  right: -80px;
  top: 40px;
  width: 330px;
  height: 190px;
  opacity: .15;
  border: 1px solid #20b8c8;
  border-radius: 50%;
  box-shadow: 0 0 0 24px transparent, 0 0 0 25px #20b8c8, 0 0 0 49px transparent, 0 0 0 50px #20b8c8;
}
.articles-heading { position: relative; z-index: 1; margin-bottom: 24px; }
.insights-eyebrow-aqua { margin-bottom: 9px; color: #27d5df; }
.articles-heading h2 { margin-bottom: 8px; color: #fff; font-size: 34px; line-height: 1.15; letter-spacing: -1.3px; }
.articles-heading p { margin-bottom: 0; color: rgba(255,255,255,.82); font-size: 16px; line-height: 1.7; }
.article-grid { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.article-card {
  min-height: 285px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 170px;
  overflow: hidden;
  border: 1px solid #dfe5e7;
  border-radius: 10px;
  background: #fff;
  color: var(--insights-ink);
  box-shadow: 0 6px 16px rgba(0,0,0,.14);
}
.article-copy { position: relative; z-index: 1; min-width: 0; display: flex; flex-direction: column; padding: 20px 12px 17px 20px; }
.article-category { margin-bottom: 12px; color: #f05635; font-size: 11px; line-height: 1.2; font-weight: 800; letter-spacing: .65px; text-transform: uppercase; }
.article-card h3 { margin-bottom: 10px; font-size: 16px; line-height: 1.3; letter-spacing: -.35px; font-weight: 750; }
.article-card p { margin-bottom: 12px; color: #485465; font-size: 13.5px; line-height: 1.65; }
.article-meta { margin-top: auto; color: #ff6133; font-size: 12px; font-weight: 700; white-space: nowrap; }
.article-meta span { font-size: 14px; }
.article-art {
  align-self: stretch;
  min-width: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  background: #fff;
}
.article-art img {
  width: 100%;
  max-width: 165px;
  height: 205px;
  object-fit: contain;
  object-position: center;
  transform: scale(1.28);
  transform-origin: center;
}
.article-art-banking img { transform: scale(1.1); }

.publishing-section { padding: 44px 52px; background: #effbfd; }
.publishing-card {
  width: min(900px, 100%);
  min-height: 345px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 52% 48%;
  overflow: hidden;
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 15px 38px rgba(32,91,99,.16);
}
.publishing-art { position: relative; overflow: hidden; display: flex; align-items: center; justify-content: center; background: linear-gradient(135deg, #f4fafb, #f8f3ed); }
.publishing-art::before { content: ""; position: absolute; left: 35px; top: 30px; width: 85px; height: 45px; background-image: radial-gradient(#17beba 2px, transparent 2px); background-size: 11px 11px; opacity: .8; }
.publishing-art img { position:relative; z-index:1; width:100%; height:100%; max-width:none; object-fit:cover; object-position:center 58%; transform:none; }
.publishing-copy { position: relative; padding: 48px 44px 38px; }
.publishing-copy::after { content: ""; position: absolute; right: -85px; top: -85px; width: 170px; height: 170px; border: 1px solid rgba(12,128,147,.14); border-radius: 50%; box-shadow: 0 0 0 18px #fff, 0 0 0 19px rgba(12,128,147,.10), 0 0 0 37px #fff, 0 0 0 38px rgba(12,128,147,.08); }
.insights-eyebrow-teal { margin-bottom: 22px; color: #10aaa7; }
.insights-eyebrow-teal::after { content: ""; display: block; width: 42px; height: 2px; margin-top: 9px; background: #10aaa7; }
.publishing-copy h2 { margin-bottom: 20px; font-size: 34px; line-height: 1.15; letter-spacing: -1px; }
.publishing-copy ul { margin: 0 0 22px; padding: 0; list-style: none; }
.publishing-copy li { position: relative; margin-bottom: 10px; padding-left: 25px; color: #2b3948; font-size: 13.5px; line-height: 1.65; }
.publishing-copy li::before { content: "✓"; position: absolute; left: 0; top: 0; width: 16px; height: 16px; border-radius: 50%; background: #0baa9f; color: #fff; font-size: 10px; font-weight: 900; text-align: center; line-height: 16px; }
.insights-button {
  min-width: 205px;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: space-between;
  gap: 26px;
  padding: 0 19px;
  border: 1px solid #D97706;
  border-radius: 9px;
  background: #D97706;
  box-shadow: none;
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  text-decoration: none;
  transition: background .2s, border-color .2s, color .2s, transform .15s, box-shadow .2s;
}
.insights-button:hover { border-color: #B45309; background: #B45309; transform: translateY(-2px); box-shadow: 0 10px 28px rgba(217,119,6,.3); }
.insights-button span { font-size: 20px; font-weight: 400; }

.authors-section { padding: 42px 0 68px; background: linear-gradient(#fff, #fdfcfb); }
.authors-shell { width: calc(100% - 104px); }
.authors-section h2 { margin: 9px 0 12px; font-size: 34px; line-height: 1.15; letter-spacing: -1px; }
.authors-intro { max-width: 600px; margin-bottom: 28px; color: var(--insights-copy); font-size: 16px; line-height: 1.7; }
.author-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 35px; }
.author-card { position: relative; padding: 26px 25px 24px; border: 1px solid #dfe2e4; border-radius: 10px; background: #fff; box-shadow: 0 7px 20px rgba(20,37,52,.06); }
.author-card::before { content: ""; position: absolute; top: 43px; left: 25px; width: 42px; height: 2px; background: currentColor; }
.author-card > span { display: block; margin-bottom: 26px; color: #10a4d0; font-size: 11px; font-weight: 800; letter-spacing: 1.4px; text-transform: uppercase; }
.author-card-orange > span { color: #f06522; }
.author-card h3 { margin-bottom: 7px; font-size: 16px; line-height: 1.3; }
.author-meta { padding-bottom: 14px; border-bottom: 1px solid #dde1e4; color: #68788c; font-size: 13px; }
.author-card p { margin: 15px 0 0; color: #263647; font-size: 13.5px; line-height: 1.65; }

.insights-cta { padding-top: 48px; text-align: center; }
.insights-cta h2 { margin-bottom: 13px; font-size: 38px; line-height: 1.12; letter-spacing: -1.2px; }
.insights-cta p { margin-bottom: 21px; color: var(--insights-copy); font-size: 16px; line-height: 1.75; }
.insights-cta > div { display: flex; justify-content: center; gap: 18px; }
.insights-button-outline { border: 2px solid #EDE9E3; background: #fff; box-shadow: none; color: #1C1F2E; }
.insights-button-outline:hover { border-color: #0EA5E9; background: #fff; box-shadow: none; color: #0EA5E9; }

/* Match the canonical homepage footer on the Insights page. */
footer {
  background: #032e3b;
  padding: 60px 72px 32px;
  border-top: 1px solid rgba(255,255,255,.05);
}
.footer-top { display:grid; grid-template-columns:2fr 1fr 1fr 1fr 1.6fr; gap:40px; margin-bottom:48px; }
.footer-logo-wrap { margin-bottom:16px; display:inline-flex; align-items:center; background:rgba(255,255,255,.86); padding:8px 12px; border-radius:4px; }
.footer-logo-img { height:44px !important; width:auto !important; max-width:none !important; object-fit:contain; display:block; }
.footer-tagline { font-size:13px; color:rgba(255,255,255,.35); line-height:1.65; max-width:230px; margin-bottom:18px; }
.footer-contact-row { display:flex; align-items:center; gap:8px; color:rgba(255,255,255,.4); font-size:13px; margin-bottom:8px; }
.footer-contact-row a { color:rgba(255,255,255,.45); transition:color .2s; }
.footer-contact-row a:hover { color:#5cc8d0; }
.footer-work-btn { display:inline-flex; align-items:center; gap:8px; margin-top:20px; padding:11px 20px; border:0; border-radius:8px; background:#f58220; color:#fff; font-family:inherit; font-size:14px; font-weight:700; cursor:pointer; transition:background .2s; }
.footer-work-btn:hover { background:#e66f12; color:#fff; }
.footer-col h4,.footer-newsletter h4 { margin-bottom:18px; color:rgba(255,255,255,.3); font-size:11px; font-weight:700; letter-spacing:2px; text-transform:uppercase; }
.footer-col ul { list-style:none; margin:0; padding:0; }
.footer-col ul li { margin-bottom:10px; }
.footer-col ul li a { color:rgba(255,255,255,.45); font-size:13px; transition:color .2s; }
.footer-col ul li a:hover { color:#f0f0ef; }
.footer-newsletter h4 { margin-bottom:10px; }
.footer-nl-text { margin-bottom:14px; color:rgba(255,255,255,.35); font-size:13px; line-height:1.6; }
.footer-nl-row { display:flex; margin-bottom:20px; }
.footer-nl-input { min-width:0; flex:1; padding:10px 14px; border:1px solid rgba(255,255,255,.14); border-right:0; border-radius:6px 0 0 6px; outline:0; background:rgba(255,255,255,.07); color:#fff; font-family:inherit; font-size:13px; }
.footer-nl-input::placeholder { color:rgba(255,255,255,.28); }
.footer-nl-input:focus { border-color:rgba(255,255,255,.3); }
.footer-nl-btn { display:flex; align-items:center; justify-content:center; padding:10px 16px; border:0; border-radius:0 6px 6px 0; background:#e8730a; color:#fff; font-size:16px; font-weight:700; cursor:pointer; transition:background .2s; }
.footer-nl-btn:hover { background:#c55f06; }
.footer-follow-label { margin-bottom:10px; color:rgba(255,255,255,.3); font-size:11px; font-weight:700; letter-spacing:1.5px; text-transform:uppercase; }
.footer-social-row { display:flex; gap:8px; }
.footer-social-btn { width:36px; height:36px; display:flex; align-items:center; justify-content:center; border:1px solid rgba(255,255,255,.12); border-radius:8px; background:rgba(255,255,255,.07); color:rgba(255,255,255,.5); text-decoration:none; transition:background .2s,color .2s; }
.footer-social-btn:hover { background:rgba(255,255,255,.15); color:#fff; }
.footer-bottom { padding-top:24px; display:flex; align-items:center; justify-content:space-between; border-top:1px solid rgba(255,255,255,.06); }
.footer-copy,.footer-legal a { color:rgba(255,255,255,.25); font-size:12px; }
.footer-legal { display:flex; gap:20px; }
.footer-legal a { transition:color .2s; }
.footer-legal a:hover { color:rgba(255,255,255,.55); }

@media (max-width:1100px) {
  .footer-top { grid-template-columns:2fr 1fr 1fr; gap:32px; }
  .footer-newsletter { grid-column:1 / -1; }
}

@media (min-width: 769px) {
  .insights-hero-art {
    inset:60px 3% 10px auto;
    width:72%;
    height:auto;
    padding:0;
    opacity:1;
    overflow:visible;
  }
  .insights-hero-art img {
    width:100%;
    height:100%;
    max-height:100%;
    object-position:right center;
    transform:translateY(40px) scale(1.35);
    transform-origin:right center;
  }
}

@media (max-width: 1050px) {
  .topic-grid { grid-template-columns: repeat(4, 1fr); }
  .article-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .insights-shell, .authors-shell { width: calc(100% - 48px); max-width: calc(100% - 48px); }
  .insights-hero { min-height: 400px; padding: 0 !important; }
  .insights-hero-grid { min-height: 400px; grid-template-columns: 1fr; }
  .insights-hero-copy { padding: 56px 0 50px; }
  .insights-hero h1 { font-size: 34px; letter-spacing: -1.5px; }
  .insights-hero-copy > p { font-size: 16px; }
  .insights-hero-art { inset:0 -20% 0 auto; width:125%; height:100%; padding:0; opacity:.21; }
  .insights-hero-art img { width:100%; height:108%; max-height:none; margin-top:0; transform:none; object-position:center; }
  .topic-section { padding: 36px 0 30px; }
  .topic-section h2 { font-size: 26px; }
  .topic-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .topic-grid a { min-height: 65px; }
  .articles-section { padding: 38px 0; }
  .articles-heading h2 { font-size: 26px; }
  .article-grid { grid-template-columns: 1fr; }
  .article-card { min-height: 285px; }
  .publishing-section { padding: 35px 24px; }
  .publishing-card { grid-template-columns: 1fr; }
  .publishing-art { min-height: 250px; }
  .publishing-art img { width:100%; }
  .publishing-copy { padding: 36px 28px 38px; }
  .publishing-copy h2 { font-size: 26px; }
  .authors-section { padding: 38px 0 56px; }
  .authors-section h2 { font-size: 26px; }
  .author-grid { grid-template-columns: 1fr; gap: 18px; }
  .insights-cta { padding-top: 42px; }
  .insights-cta h2 { font-size: 28px; }
  .insights-cta > div { flex-direction: column; align-items: center; }
  .insights-button { width: min(100%, 285px); }
  .desktop-only { display: none; }
  footer { padding:48px 24px 28px; }
  .footer-top { grid-template-columns:1fr; gap:28px; margin-bottom:36px; }
  .footer-tagline { max-width:100%; }
  .footer-newsletter { grid-column:auto; }
  .footer-bottom { flex-direction:column; gap:12px; text-align:center; }
  .footer-legal { justify-content:center; flex-wrap:wrap; }
}

@media (max-width: 480px) {
  .insights-shell, .authors-shell { width: calc(100% - 40px); max-width: calc(100% - 40px); }
  .publishing-section { padding-left: 20px; padding-right: 20px; }
  .insights-eyebrow { font-size: 11px; }
  .insights-hero-copy { padding-top: 45px; }
  .insights-hero h1 { font-size: 28px; letter-spacing: -1px; }
  .insights-hero-copy > p { font-size: 15px; }
  .insights-hero-art { height: 100%; }
  .topic-section h2, .articles-heading h2, .publishing-copy h2, .authors-section h2 { font-size: 24px; }
  .topic-grid a { font-size: 13.5px; }
  .article-card { grid-template-columns: minmax(0, 1fr) 132px; }
  .article-copy { padding: 17px 0 15px 16px; }
  .article-card h3 { font-size: 16px; }
  .article-art img { max-width: 128px; height: 170px; }
  .authors-intro { font-size: 16px; }
  .insights-cta h2 { font-size: 24px; }
  .author-card { padding: 24px 20px; }
}

@media (prefers-reduced-motion: reduce) {
  .topic-grid a { transition: none; }
}